Networks and wallets for XLM to USDT
Stellar mainnet
Copy any memo provided with the Stellar deposit address. A service can require a specific memo type and value to credit a shared account.
Ethereum (ERC-20) or the quoted USDT network
Choose a wallet that supports USDT on the quoted network. If you plan to move it again from a self-custody wallet, check which native asset is needed for fees.
Decide which network your wallet or app expects for USDT before comparing rates. Include any extra transfer or bridge needed to use the payout on another network.
How to convert XLM to USDT
- Enter the XLM amount to see the estimated USDT payout.
- Enter a receiving address on Ethereum mainnet · ERC-20 USDT and a refund address on Stellar mainnet. Check any destination tag your wallet requires.
- When the route accepts orders, review the exact amounts and follow the deposit instructions. Submit the XLM transaction ID and use your private order link to track the USDT payout.
How to compare XLM to USDT rates
For a rough pre-fee estimate, multiply the XLM amount by the rate expressed in USDT per XLM. Then compare the actual USDT payout for the same XLM amount and network. Check whether the withdrawal fee comes out of what you send or is charged separately.
Swap Crypto has a $100 minimum. Estimates use market prices before fees. The order page shows the exact send and receive amounts, and your wallet may charge a separate network fee for sending the deposit.