Networks and wallets for USDT to XLM
Ethereum (ERC-20) or the quoted USDT network
Match the USDT withdrawal network to the deposit instructions. ERC-20 USDT and TRC-20 USDT use different networks even though both balances are labeled USDT.
Stellar mainnet
Check the destination’s memo instructions. If a hosted wallet or exchange specifies a memo, include it with the Stellar address.
Use the exact USDT network when comparing quotes. The number of XLM units a given deposit can buy changes with the market, so compare how much XLM will arrive after fees.
How to convert USDT to XLM
- Enter the USDT amount to see the estimated XLM payout.
- Enter a receiving address on Stellar mainnet and a refund address on Ethereum mainnet · ERC-20 USDT. Check any destination tag your wallet requires.
- When the route accepts orders, review the exact amounts and follow the deposit instructions. Submit the USDT transaction ID and use your private order link to track the XLM payout.
How to compare USDT to XLM rates
For a rough pre-fee estimate, multiply the USDT amount by the rate expressed in XLM per USDT. Then compare the actual XLM payout for the same USDT amount and network. Check whether the withdrawal fee comes out of what you send or is charged separately.
Swap Crypto has a $100 minimum. Estimates use market prices before fees. The order page shows the exact send and receive amounts, and your wallet may charge a separate network fee for sending the deposit.