Networks and wallets for XLM to USDC
Stellar mainnet
Copy any memo provided with the Stellar deposit address. A service can require a specific memo type and value to credit a shared account.
Ethereum (ERC-20) or the quoted USDC network
Check that the destination accepts the exact version of USDC in the payout. A wallet or exchange may accept native USDC while requiring a separate route for a bridged variant.
Decide which network your wallet or app expects for USDC before comparing rates. Include any extra transfer or bridge needed to use the payout on another network.
How to convert XLM to USDC
- Enter the XLM amount to see the estimated USDC payout.
- Enter a receiving address on Ethereum mainnet · ERC-20 USDC and a refund address on Stellar mainnet. Check any destination tag your wallet requires.
- When the route accepts orders, review the exact amounts and follow the deposit instructions. Submit the XLM transaction ID and use your private order link to track the USDC payout.
How to compare XLM to USDC rates
For a rough pre-fee estimate, multiply the XLM amount by the rate expressed in USDC per XLM. Then compare the actual USDC payout for the same XLM amount and network. Check whether the withdrawal fee comes out of what you send or is charged separately.
Swap Crypto has a $100 minimum. Estimates use market prices before fees. The order page shows the exact send and receive amounts, and your wallet may charge a separate network fee for sending the deposit.