Networks and wallets for XLM to ATOM
Stellar mainnet
Copy any memo provided with the Stellar deposit address. A service can require a specific memo type and value to credit a shared account.
Cosmos Hub mainnet (native ATOM)
Use a Cosmos Hub receive address. If an exchange supplies a memo, enter it exactly as shown so the exchange can identify your deposit.
Check XLM deposit and ATOM payout availability separately. The live service needs to accept your source network and offer the destination network that your ATOM wallet expects.
How to convert XLM to ATOM
- Check that a live provider quotes your XLM deposit network and the ATOM payout network you need.
- Compare the amount of ATOM you would receive after fees, then confirm the receiving address and any memo or tag required for your payout.
- If you go ahead, follow the live order’s deposit instructions. Keep the order ID and the XLM transaction reference, then verify the ATOM payout in your receiving wallet.
How to compare XLM to ATOM rates
For a rough pre-fee estimate, multiply the XLM amount by the rate expressed in ATOM per XLM. Then compare the actual ATOM payout for the same XLM amount and network. Check whether the withdrawal fee comes out of what you send or is charged separately.
Orbit uses a $100 minimum. The estimate on this page uses reference market prices before fees. An executable quote, including any additional route limits, comes from a live settlement provider.