Networks and wallets for XLM to ADA
Stellar mainnet
Copy any memo provided with the Stellar deposit address. A service can require a specific memo type and value to credit a shared account.
Cardano mainnet
Choose the receive address for ADA in a Cardano mainnet wallet. Use the payment address displayed by the wallet rather than a stake address.
Check XLM deposit and ADA payout availability separately. The live service needs to accept your source network and offer the destination network that your ADA wallet expects.
How to convert XLM to ADA
- Check that a live provider quotes your XLM deposit network and the ADA payout network you need.
- Compare the amount of ADA you would receive after fees, then confirm the receiving address and any memo or tag required for your payout.
- If you go ahead, follow the live order’s deposit instructions. Keep the order ID and the XLM transaction reference, then verify the ADA payout in your receiving wallet.
How to compare XLM to ADA rates
For a rough pre-fee estimate, multiply the XLM amount by the rate expressed in ADA per XLM. Then compare the actual ADA payout for the same XLM amount and network. Check whether the withdrawal fee comes out of what you send or is charged separately.
Orbit uses a $100 minimum. The estimate on this page uses reference market prices before fees. An executable quote, including any additional route limits, comes from a live settlement provider.